Borrow money at a rate you can afford to pay back

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Affordable loans

Get access to short term loans without resorting to pay weekly stores or high cost credit providers. Our Newham Money is run by Newham Council and built to help the people of the borough to secure their financial wellbeing. We understand how important it is that you get access to financial advice you can trust when considering taking out a loan. Our Annual Percentage Rates (APR) compare favourably with high street banks.

Our newham money Standard

Get up to £1,500 with low interest rates (APR 19.60% to 26.80%).

  • Repayable over 2 years
  • Weekly or monthly repayments
Standard loan details

Our newham money Home

Get up to £1,500 with low interest rates (APR 19.60% to 26.80%) weekly or monthly repayments spread over two years

  • Appliances/White Goods
  • Furniture
  • Technology
Home loan details

Our Newham Money Helper Loan

Get up to £300 with an affordable interest rates (APR 26.80%) weekly or monthly repayments spread over 6 months

  • Up to £300
  • Repayable over 6 monthly instalments
Only availabe between Sept - Dec
A little help for Newham residents during festive season Our Newham Money Helper Loan offers a cheaper alternative to High cost loans. The Helper Loan is only available between September and December. If you need financial support please get in touch with us using the "Contact us" Form on our website or call us on 0208 430 2041.

Our Newham Money Emergency Support

  • A safety net for residents in case of an emergency
  • Support to help vulnerable people move into or stay in the community
  • Support to relieve exceptional pressure on families.

*Subject to eligibility criteria.

Emergency Support details

How we use your personal information?

Information which you provide or which we obtain through your dealings with us will be held securely with Our Newham Money. We will use your information as applicable and this may include:

  • Keep in contact with you and provide you with the best service you deserve
  • Our Newham Money may pass your personal data to Newham Council other departments, internal agencies & systems, London Community Credit Union (LCCU)
  • Debt counselling or other specialist service providers if needed
  • The Department for Work and Pensions or HM Revenue and Customs
  • Data Processors who act on our behalf
  • We retain personal information for as long as is necessary
  • To find out more about how we process personal information, please read our Privacy & Data Processing Notice

By submitting a loan application, you are giving your consent/agreeing to your personal information being used in this way.

We work in partnership with London Community Credit Union (LCCU) to offer residents better deals on financial products as well as help with debts and money management.

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We work in partnership with London Community Credit Union (LCCU) to offer residents better deals on financial products as well as help with debts and money management.