Use the free budget planner tool to gain control over your finances


Budget planner tool

Use the Budget Planner tool below from the Money Advice Service. It's simply a record of:

  • Money coming in, such as wages, pensions, benefits
  • Money going out, such as rent or mortgage, insurance, council tax, living expenses, one-off or unexpected costs

Top tip

Make sure you include one-off expenses like car tax and Christmas presents in your budget, and tax and National Insurance if you’re self-employed.

An online budget planner is an easy way to work it all out.

This will help you record your incomings and outgoings. It then adds and analyses your figures, breaking down your spending into:

  • Household bills
  • Living costs
  • Financial products
  • Family and friends
  • Travel
  • Leisure

Budget Planner

Universal Credit Money Manager


Use our free tools to get a better picture of your finances, find out the types of loan you can afford and work out how you can save more money.